If you have decided to have your car shipped then it is necessary to make sure you have the proper insurance for your vehicle. The last thing you want is to be held liable for damage that occurred during transport. Your car is one of your most valuable assets, so it’s absolutely essential to take the right precautions before turning it over to a third party. In order to make sure your car is fully covered, you will need to understand the different aspects of shipping insurance.
Does the Shipping Company Provide Insurance?
All car shipping companies will provide some sort of insurance for your vehicle’s shipment. However, with some companies it may not be included in the cost. There may be an additional fee for this insurance. You also want to find out when the shipping company’s liability begins and ends. For all insurance companies, the insurance only covers the time that your vehicle is actually on the truck and does not cover transport to and from the truck yard. In this case, you might consider purchasing additional insurance to make sure your car is covered during the entire process.
Does Regular Auto-Insurance Cover Shipping?
It is a good idea, just in case, to check with your auto insurance company to find out if your vehicle is covered during car transport. Unfortunately, if there’s an issue with the carrier’s insurance or a disagreement between parties, damage to a vehicle can and does happen from time to time. This is why you need to make sure your vehicle is covered under insurance during transport. Since every insurance policy is different, you will need to start by checking out the specifics of your regular auto-insurance plan.
How Much Will the Insurance Cover?
In some cases, your transport insurance will only cover damage up to a certain amount. If you are transporting a high-value or antique vehicle, you may find that this amount is not sufficient enough for your needs and it might be in your best interest to purchase additional insurance. It is also important to take into account whether your car will be transported in an open or enclosed carrier. Enclosed carriers are designed for high-end cars to prevent damage so you may not need to purchase extra insurance. In any case, be sure that you understand exactly how much coverage you have so you can make an informed decision on whether or not you need to purchase additional insurance.
Frequently Asked Questions
Honest Answers to Your Car Shipping Questions
Yes, we always ask for your specific pickup and delivery addresses, if the carrier can get right to the addresses you provide, they will. If the addresses that you give us are not safely accessible for a Multi-car carrier, however, you will need to make arrangements with the driver to meet at a nearby location where the carrier can safely get in and out.
People do it all the time (rarely for free) but the official answer is no.
Not what you wanted to hear, we know, but that is the honest answer.
We are not licensed to broker the shipment of household goods and, likewise, no car carrier that operates in the USA is licensed to transport them from state to state either. Despite what you might be being told by other car shipping companies you may speak with.
Remember, at the end of the day we're all salespeople, and the true answer to this question is not a great selling point.
You will hear a lot of companies tell you that you can put up to 100 pounds of items in the trunk, but that is not entirely true. That fact is that items of that amount are fairly common and the department of transportation is probably not going to split hairs and fine the trucker over items of that amount, provided they are not over their weight limit. They could fine them, however, if they see a vehicle stuffed full of personal items so the car carrier will most likely try to negotiate something with you to cover themselves against any costs they could incur. It's not something we can build into your contract though.
We have a short and helpful video on this topic in our user videos.
Only in rare cases and car carriers will usually charge a premium to make it happen.
All dates given by car carriers are typically estimates and projections.
For this reason (and to keep your cost down) we ask that you build in some flexibility and give us the earliest possible date you would be WILLING to release the vehicle, even though it may not be your preferred date.
We'll put you in direct contact with your car carrier and the driver will also typically call you the afternoon or evening before your pick up and delivery (they won't just show up unannounced, and if they do we want to hear about it). However, car carriers are out on the road battling traffic, weather and any number of other factors that can and do throw them off of their pickup and delivery projections from time to time.
If the projected dates we give you come and you are unable to make contact with your carrier, please call our office immediately so that we may help resolve the situation.
The average transit time from pick up to delivery on any vehicle going coast to coast will average 7 to 10 days. From there you can figure your transit time based on how far your vehicle is traveling, i.e. from either coast to the Midwest might average 3-7 days.
Even better, we do not even ask for payment until we have you confirmed for pickup by a safe, reliable, fully insured, direct car carrier. If for any reason you do not ship your car with the carrier that we arrange for you, there is no fee.
The fees paid directly to the carrier however, (in most cases, their fees are not paid until your vehicle is delivered) are not directly controlled by us, so any requests for a refund of the carrier's portion would need to be addressed with the carrier directly.
Of course! And you are always backed by our Damage Free Guarantee policy.
Part of what you pay us for is to verify that the car carrier that we put you on is covered by the proper amount of insurance and that everything is up to date.
There is never any additional cost to you for this coverage, and their insurance is always primary.