Reading : 2 minutes
Jan 16, 2024

When it comes to shipping your vehicle, one of the most important things to consider is “what if something happens to the vehicle during transport?” It is absolutely imperative that your car is properly insured before shipping it to a buyer. Luckily, most reputable car shipping companies provide insurance but it may or may not be included in the cost. Therefore, it is up to you to do your research and make sure you are following all the necessary steps to have your car properly insured. Here are a few things to consider when looking into insurance for shipping a vehicle.  

Why Shipping Insurance is Important

Although putting a vehicle on a truck and transporting it from one place to another may sound simple enough, the fact is there are a number of things that can go wrong during transit. Aside from your home, your vehicle is probably your most valuable asset so you want to make sure it is protected when surrendering it to a third party. You want to make sure they treat the vehicle with care and avoid causing damage. 

Inquire About the Shipping Company’s Insurance

It is required by law that auto shipping companies provide customers with a valid insurance certificate. At this time, you should ask specific questions regarding additional coverage for your vehicle. You need to find out if the shipping company provides insurance at an additional cost or if it built into the shipping cost. You also need to find out what the insurance covers and how much you are covered for because sometimes the policy will only cover damage up to a certain amount. If you have a high-value vehicle, you might consider transporting your vehicle in an enclosed carrier to prevent damage from occurring. 

When Does the Shipping Company’s Liability Begin and End?

In most cases, the insurance should cover the entire process from start to finish but there might be instances where it only covers the vehicle while it is actually on the train or truck. However, if the shipping company has to transport your vehicle to a terminal or truck yard, you want to make sure the vehicle is covered should an accident occur. 

Check with Your Auto Insurance Company

Depending on your policy, your auto insurance company may cover your vehicle during transport and this can provide you with additional coverage. However, this should not be assumed, as not every auto insurance policy offers the same coverage. 

Frequently Asked Questions

Honest Answers to Your Car Shipping Questions

Toyoto Subaru porsche bmw honda ford audi bmw

We’re Loved by Customers

See Reviews by Our Verified Buyers! widget logo